logo

With the new healthcare law,
everything is different!


Show me my cost and subsidy:

? ?

  Insurance Information For Individuals & Families

Obamacare Penalty Calculator

See an estimate of the tax penalty you would incur under Obamacare if you or a member of your household chooses to go without health insurance in violation of the Affordable Care Act.

COBRA vs. Individual Health Insurance

Choosing whether to continue an employer’s health plan through COBRA or opt for an individual insurance policy can be a challenging decision. Learn some of the factors you will want to consider when making this choice.

News: Jan. 1 Start Date Deadlines for Exchanges in All 50 States

An updated state-by-state list of the most recent enrollment and payment deadlines you must meet to start receiving health coverage on Jan. 1, 2014.

News: Cancelled Policyholders Exempted from Individual Mandate

In a new development, previously insured Americans whose health plans were cancelled will not be required to purchase insurance or face a penalty for 2014.

News: Affordable Care Act Enrollment Delayed for 2015

The enrollment period for 2015 Obamacare health plans has been delayed by a month. Was this move necessary to help insurance companies or a political move?

News: Obama Tries to Save Plans Cancelled by Obamacare

President Obama attempted to extend plans that were required to be cancelled by the Affordable Care Act by offering to let Americans keep them through 2015.

The Affordable Care Act Impact on Employees

Find out how Obamacare is impacting employees — and how employees and their families can make the best possible healthcare decisions.

Tax Ramifications of Using Premium Credits

Learn what kinds of tax ramifications can impact you and your family if you decide to use a premium tax credit. Will you owe the government money?

2014 Silver Plan Rates for a Family of Seven

See what rates a subsidy-eligible family of seven could expect to pay for a silver plan, depending on the family’s annual household income.

2014 Silver Plan Rates for a Family of Six

Find the rates the Affordable Care Act says a family of six should pay for a silver plan in 2014 if the family qualifies for a premium tax credit.

2014 Silver Plan Rates for a Family of Five

Discover what the silver plan premium rates are for a subsidy-eligible family of five in 2014, according to the Affordable Care Act.

2014 Silver Plan Rates for a Family of Four

If your family of four qualifies for subsidized health care, discover what you will pay for the Affordable Care Act’s benchmark silver plan in 2014.

2014 Silver Plan Rates for a Family of Three

Learn what a family of three can expect to pay for a silver-level health plan in 2014 if they qualify for a premium tax credit.

2014 Silver Plan Rates for a Family of Two

See how much a silver plan will cost a subsidy-eligible family of two in 2014, according to the Affordable Care Act.

2014 Silver Plan Rates for a Household of One

Learn what circumstances cause you to be regarded as a household of one and what your 2014 silver plan price is with a premium tax credit.

Affordable Care Act Expected Contribution Table for 2014

A complete table of the contribution percentage for individuals who qualify for a premium tax credit in 2014 under the Affordable Care Act.

Who Qualifies for a Premium Tax Credit?

The premium tax credit is a key part of the Affordable Care Act’s attempt to make health insurance more affordable. See if you qualify for this subsidy.

Obamacare Penalty Calculator

Calculate the estimated tax penalty you will owe under Obamacare if you or members of your family do not have health insurance.

What Is a Premium Tax Credit?

Learn who qualifies for a premium tax credit under the Affordable Care Act and how this subsidy can be applied to your monthly health insurance premium.

How to Compare an Employer Health Plan With a State Exchange Plan

Learn how to compare the health insurance plan provided by your employer with the exchange plans available from your state marketplace.

Paying a Penalty for No Health Insurance in 2014-2016

See how much of a penalty you might have to pay in 2014, 2015 and 2016 if any members of your family do not have health insurance.

Health Care Choices for Churches Under Obamacare

Small non-profits like churches may have some flexibility when making decisions under the Affordable Care Act. Should your church drop group coverage?

How Does the Affordable Care Act Define Household Income?

What kinds of income must be included when figuring your health insurance tax credit? We explain the Affordable Care Act’s household income requirements.

How Does the Affordable Care Act Define Household Size?

Learn how many household members you can claim when calculating your premium tax credit for health insurance under the Affordable Care Act.

Is My Employer Going to Drop My Insurance?

Will employers drop their employer-sponsored “group” medical plans and send their employees to state exchange marketplaces to shop for health insurance?

Will Health Insurance Premiums Rise Under Obamacare?

Although the Affordable Care Act is likely to increase health insurance premiums, whether it does so for you will be determined by a number of factors.

Affordable Health Insurance

Welcome to Affordable-Insurance.com, formerly providing health insurance in Washington State and now expanding services to meet the needs of all Americans looking to find insurance under the provisions of the Affordable Care Act.

As health insurance costs keep rising, affordable insurance is becoming more and more of an elusive pursuit. But Affordable-Insurance.com is here to help you make sense of the changing insurance landscape. The Affordable Care Act is bringing many changes and causing many families, individuals and businesses to examine obligations and opportunities under the new law.